2025 2026 2027 Medicare IRMAA Premium MAGI Brackets You pay higher Medicare Part B and Part D premiums if your income exceeds certain thresholds Here are the IRMAA income brackets for 2025, 2026, and 2027
2026 Medicare Parts A B Premiums and Deductibles | CMS 2026 Medicare Part D Income-Related Monthly Adjustment Amounts On November 14, 2025, the Centers for Medicare Medicaid Services (CMS) released the 2026 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs, and the 2026 Medicare Part D income-related monthly adjustment amounts
2027 IRMAA Brackets 2027 IRMAA Brackets for Medicare Premiums - Projected Projected 2027 IRMAA Brackets The income on your 2025 IRS tax return (filed in 2026) determines the IRMAA you pay in 2027 Estimates based on approximately 2 25% annual inflation
2026 Medicare Premiums and Deductibles - Senior Advisors This income is based on your MAGI (Modified Adjusted Gross Income) from your 2024 Tax Return These IRMAAs only affect about 8% of people with Medicare Part B If you are in one of the higher income brackets for the Part B IRMAAs, there is an additional IRMAA for the Part D Drug Coverage The updated table for 2026 can be found below
How Medicare Calculates Your MAGI 2026 IRMAA Premium Surcharge Master the Medicare IRMAA calculation process with this comprehensive breakdown of how the Social Security Administration uses your Modified Adjusted Gross Income from two years ago (2024) to determine whether you'll pay more in 2026 | Last Updated: November 20, 2025
Projected 2026 Medicare IRMAA Brackets and Premium Surcharges These projections, drawn from the latest Medicare Trustees Report and financial publications, give you a preview of what to expect when the official numbers are released later in 2025 Use this tool to estimate your future costs and understand how IRMAA could affect your Medicare premiums next year
Understanding IRMAA and Your 2026 Medicare Costs One of the biggest surprises is that IRMAA works on a cliff system If you go even one dollar over a bracket, you move up to the next IRMAA level For example, a single filer with $109,001 of MAGI in 2024 will pay more in 2026 Medicare premiums than someone at exactly $109,000 — even though the difference in income was only $1
2026 Adjustments to Medicare Parts A, B, and D: A Technical Review of . . . On November 14, 2025, the Centers for Medicare Medicaid Services (CMS) released the finalized amounts for premiums, deductibles, and coinsurance under the Medicare Part A and Part B programs for the 2026 calendar year, concurrently announcing the Medicare Part D income-related monthly adjustment amounts (IRMAA) This technical brief reviews the statutory context and the specific figures