401 (k) contribution limits 2025 and 2026 | Fidelity The 401 (k) contribution limit for 2026 is $24,500 for employee salary deferrals, and $72,000 for the combined employee and employer contributions If you're age 50 or older, you're eligible for a catch-up contribution and can contribute up to an additional $8,000 in 2026
Big changes hit 401 (k)s in 2026, including a major tax shift that . . . New 401 (k) rules for 2026 The 401 (k) contribution limits for 2026 for individuals increase to $24,500, up from $23,500 in 2025 (1) The limits for catch-up contributions also change for 2026, with the limit for those age 50 and over rising to $8,000, up from $7,500 in 2025
Retirement 2026 by the Numbers - The New York Times $24,500 is the new maximum 401 (k) contribution for 2026, plus an $8,000 catch-up for workers age 50 and older For savers age 60 to 63, there’s a “super-catch-up” option with a limit of
Updated 2026 limits for employer-sponsored qualified retirement plans Piggy bank and calendar with target icon for 2026 financial goals, savings plan, and investment strategy concept For employers that sponsor qualified retirement plans, it’s essential to stay on top of annual IRS inflation adjustments to contribution limits and other amounts These changes affect everything from plan design to employee communication to payroll processes For 2026, many
Notice 2025-67: Increased retirement plan contribution limits for 2026 Individuals can contribute $24,500 to their 401 (k) plans in 2026 (up from $23,500 for 2025) The IRS today released Notice 2025-67, providing the dollar limitations for qualified retirement plans for tax year 2026 Changes for 2026