Transfer of VA Appraisal from one lender to another I began my VA mortgage process with a big bank and was erroneously denied when the processor neglected to submit proof for all of my assets It took 5 days to get my application resubmitted to underwriting and during that waiting period I sought out the services of another lender The new lender w
Has anyone had any experience with U. S. Bank secur. . . - myFICO® Forums . . . I opened a checking account with U S Bank and am considering getting one of their secured credit cards I keep getting mixed reviews Some will say the card graduates in a year but you have to take a hard pull to get a CLI, otherwise you are stuck with a $300 CL forever, others said their card ne
PenFed fraud detection keeps happening - myFICO® Forums Penfed's systems are all screwed up It wouldn't surprise me if there was no fraud at all and this is just their system acting up again I have an SSL with Penfed and their system won't let me make auto payments from any of my Penfed accounts It just skips the payment and mails me a letter claiming unavailability of funds, which is nonsense After many calls to their customer service, I now
AMEX Gold Approval! How might this affect my score? So a few data points Current score is 804 3% utilization on $195k available credit I have 1 personal account credit card, 1 personal loan and 2 business credit cards with AMEX This would be my first charge card with them I usually pay in full and don't carry a balance My personal credit
Best way to allocate Bonus Inheritance - myFICO® Forums Hey all, I am receiving about 35k between a work bonus and inheritance My plan is to throw all of this at debt but I am stuck figuring out the best angle I have about 40% utilization across a bunch of credit cards, and a few loans (less than 10k) I also have a truck and motorcycle Shoul
OneKey+ (WellsFargo) approved - myFICO® Forums - 6840161 I blame for this - :) I wasn't looking to app but saw her post and decided to look at it since they offered a pre-approval qualify on a SP So I did, it came back with $10k, so I did the full app and it was approved for the $10k This interested me because WellsFargo is my primary bank and has
Two year old closed account (WebBank) unsolicited . . . - myFICO® Forums . . . Today I was notified by MyFico that my FICO8 score dropped by a few points Upon checking CreditKarma, the recent change that was showed that CreditStacks Webbank acct (Jasper Card) was removed from my Equifax credit report The account was opened Jul2021 and closed on Aug 2023 when JasperCard shut
Warning about US Bank Pre Approvals - myFICO® Forums Earlier this month, I tried out the US bank pre approval in the app, after filling out the form and submitting, I received a 7-10 day message for the Altitude connect and Cash+ Today, I called in to see if they had any info for me since I had received no communication about it After the transfer t